Land plays a vital role in urban and rural areas, often being the most valuable wealth that the ordinary person holds. In this context, it becomes imperative that landholders have an authentic and tamper-proof record of land. The current land records management system borrows heavily from practices and laws framed during colonial India- albeit with small changes that depend on states. The result is close to two-thirds of all the pending cases in Indian courts are related to property disputes. Millions of state citizens cannot use their principal asset (property) as collateral to borrow from the formal financial system and unlock the potential that access to the formal financial system holds. Poor suffer the most.

Inconsistency across Departments: Land-related documents are maintained by various departments that often work in silos. As a result, there is often a difference in the details about the ownership. Nomenclature followed among the departments is usually not standardised, and hence departmental documents do not paint a consistent picture among themselves.

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Insider Attacks: There have been insider attacks where land ownership details were illegally changed by the person having access to the system.

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Scattered and Imprecise Information: The land registration document is very long and uses highly technical language. As a result, later, parties often refute consenting to the terms of the agreement mentioned in the registry document. This leads to disputes.

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Non-existence of unique record: The registration process, which can be considered the bedrock of any land transaction process, is merely proof of transaction and not proof of ownership. Moreover, in some states, officers in charge are not authorised to stop a registration even with an evident lack of ownership.

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Lack of Traceability: It is challenging to trace land flow from one person to another because of Manual recordkeeping and incomplete digitisation.

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Immutable record: We aim to create a single source of truth of all the land records through this system, effectively reducing the number of fraudulent transactions and disputes.

Irrefutable proof of Identity: Integrates with various KYC processes to issue smart cards to the public. Subsequently, the smart cards issued to the beneficiaries create an irrefutable proof of identity and consent for a transaction.

Integration between Departments: Brings various departments in sync with each other, enabling seamless integration of the Department of Revenue with the Department of Stamps and Registration.

Traceability: Checks the land transaction history from the Blockchain and alerts the officer if the executant(s) does not have the required rights.

Providing the complete picture of the land: Uses Blockchain to create a non-repudiable chain of transactions for the land, such as sale, addition/removal of encumbrances, recording power of attorneys etc. Thus, creating a single source of truth and providing the complete picture of the land in one place.

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Our Solution

For govt subsidies: The Record of Rights document is required for farmers to obtain benefits from the Government in the form of subsidies for seeds and fertilisers. The record of rights(RoR) lists various details related to change of ownership through sale, loan, mortgage, the release of mortgage, crop updation. So, we can integrate all these things in one place and then notify the users about the applicable government schemes. 

Online renting and selling: New-age tech companies working in the housing sector can integrate this solution to show only verified listing of properties/ lands for renting or selling purposes. This can significantly bring down the cost of verification and will safeguard buyers from fake listings.

Loan financing with Land as collateral: Misrepresentation in the base documentation—income of the consumer, occupancy and property details, undisclosed debts on the same land and identity details results in false loan approval and disbursement.The banks can check the status of the current legal owner of the asset through blockchain system.

Use Cases

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Blockchain Property Registration

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